WARNING!
Do Not Even Think About Starting A Debt Management Program Until You Read This...

In fact, don't sign anything UNLESS these six critera are met:

The company has been in business for over three year.

If 9 out of 10 new businesses fail within one year, why would you want your financial future dependent upon the success of a brand-new business?

There's been an explosion of debt management, debt settlement, debt negotiation and credit counseling companies in the past 1-2 years. Check to see when the company you're looking at began operations. BEWARE of brand new companies that will ask for your business today, yet will be out of business by this time next year.

Also consider that a typical program length will fall anywhere between 2-5 years. Is the company old enough to even see ANYONE successfully graduate from their program?

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The company's Reliability Report with the Better Business Bureau is both listed and free of unresolved complaints.

Check the BBB's online Reliability Report BEFORE getting involved at www.bbb.org:

Look at how long the company has been in business and contrast that against the number of complaints the company has had. It's very rare for a company to be in business for very long without getting any complaints, although some have done it. Pay close attention, however, and RUN from any company who's only been in business for a short time yet has a list of complaints with the BBB.

If a company does have complaints, be sure they are resolved. Ask the company about the complaint and trust your gut when you hear their response. Is it genuine and understandable or do they sound defensive like they're covering something up?
The company requires complete information from current statements BEFORE ever giving you a quote.

The Debt Consultant / Counselor / Specialist requires you to provide all current statements for your debt accounts before quoting you a monthly payment amount, length of program or estimate of how much you can reduce your debt.

Beware of anyone who gives you a quote without thoroughly researching your account statuses, creditor names, balance transfer, cash advance and large purchase activities, minimum payment amounts and interest rates FIRST. This is the surest sign of a company who is only out for your initial fees and either has no intention or ability to service your accounts after you sign up.
The company is working for you, not your creditors.

In whose best interest is the company looking out for? Better make sure you know!

If you ask a bankruptcy attorney what your best option is, what do you think you'll hear? Of course: bankruptcy. But is it really best for you, or best for the attorney who gets paid a healthy fee and never suffers the consequences of the bankruptcy filings that you must live with for the rest of your life? What about Mortgage Bankers or Credit Counselors? Think they work for you? Think again.
The company is focused on helping you find the right solution for your situation, not forcing you into the only solution they provide.

Is it possible for a company who only provides a single solution to provide you with unbiased guidance in making such an important financial decision? Maybe. But is it likely? No way. There's a trend in financial services that a few companies are finally catching on to, and that is focusing on a client's needs and meeting those needs, instead of trying to "put a square block into a round hole".

Many companies specialize in a single solution and they are indeed the best at providing such a service, but how do you know that's the solution that's best for you? Who do you go to for guidance in deciding what's best for your situation? Look for a company who can provide any solution you may need. Find a company whose focus is finding your best solution, instead of fitting "their solution" onto you.
The company has real results, a solid, proven track record and plenty of actual clients who are raving fans recommending their services.
Take some time to read testimonials, if they are offered at all. Ask yourself if they are genuine. Listen if you can. Look for a company who can show you examples of what they do, proof of the results they claim. A good company should be able to refer you to many people who have experienced the benefits of their services.

STARTOVERTODAY.COM is committed to offering you the best in financial solutions. After researching the debt settlement industry for years, we are well aware of what to look for in a legitimate debt settlement company. We provide only the best debt settlement companies and we hold them to the high standards that our clients have come to expect from STARTOVERTODAY.COM. And of course, you will be REQUIRED to provide all of your current creditor statements so we can help you qualify to work with a debt settlement company.

Once contacted, our team of Financial Strategists will evaluate your unique situation and, after thoroughly examining each debt reduction option with you (including Debt Settlement Company), will help you decide which Company will best fit your needs. With over $20,000,000 of unsecured debt being resolved through debt settlement since 2002 and no complaints with the BBB, STARTOVERTODAY.COM will help you find the right choice for you!

Are you Ready to Become Debt Free? Click Here!