Credit card debt can be intimidating when you get all of your statements, but it does not have to be. There are several ways to both cut your spending and reduce your debt, without feeling overwhelmed. To help the readers of our blog we have compiled this list of simple and easy ways to reduce your debt quickly, and achieve financial freedom. Get out the scissors. If you are really serious about… **Continue reading**

I recently ran across a great article titled “The Last Taboo: Americans Will Talk about Sex Before Credit Card Debt,” and the title definitely sparked my interest. Having worked with thousands of Americans over the last several years regarding their credit card debt, we definitely know the challenges, and sensitivities that come with the territory; but sex? Really? Again, we know that for many, credit card… **Continue reading**

Building good credit is actually rather easy; it just takes time, and careful observation. To help you get on your way to the perfect credit score and a healthy financial record, we have compiled the following list of the top 10 ways to build good credit. 1. Get a Credit Card One easy way to build credit is by simply getting a credit card. Getting approved at a department store, like Wal **Continue reading**

Welcome to the STARTOVERTODAY.COM Debt Management Blog! As this is our first blog post, we wanted to take the time share with you a little bit about both our company values, and our vision for the long awaited debt management blog. Founded in 2002 in the quaint Northern California town of Grass Valley, and now having over 1.2 billion dollars in consumer debt currently under management, and approximately 39,000 clients nationwide, STARTOVERTODAY.com™ **Continue reading**