Unsecured debt is pretty much exactly what its name implies, debt without the safety net of having collateral tied to it. That said, unsecured debt does not necessarily mean “bad” debt. The majority of adult Americans use unsecured debt in their daily lives, often to their benefit.

1. 1. Student Loans Although you may be thinking, "student loans are secure because they are backed up by your education,” this is only the case

I recently ran across a great article titled “The Last Taboo: Americans Will Talk about Sex Before Credit Card Debt,” and the title definitely sparked my interest. Having worked with thousands of Americans over the last several years regarding their credit card debt, we definitely know the challenges, and sensitivities that come with the territory; but sex? Really? Again, we know that for many, credit card… **Continue reading**