Dateline NBC and Special Correspondent Chris Hansen recently did a special investigation entitled “Debt Trap.” They gave the spotlight to several American families would had indeed fallen victim to the all too common pitfalls of consumer debt. For many, consumer debt has become a burden that can no longer be managed in an economy quickly spiraling downward. We at STARTOVERTODAY.COM wanted to take the opportunity to highlight… **Continue reading**

Your credit score is like a financial report card, and like a report card you are usually not the only one to see it. Applying for loans, mortgages, bank accounts, and new cars loans all require a credit check. You may think that by paying your bills on time means you will have a good credit score, but there is actually much more that goes in to building a good… **Continue reading**

Credit card debt can be intimidating when you get all of your statements, but it does not have to be. There are several ways to both cut your spending and reduce your debt, without feeling overwhelmed. To help the readers of our blog we have compiled this list of simple and easy ways to reduce your debt quickly, and achieve financial freedom. Get out the scissors. If you are really serious about… **Continue reading**

MercuryNews.com recently posted an interesting article with advice on how to ease the stress of dealing with debt collectors. Below is a snippet from the article, but you can view the full text by clicking here. 1. DON'T HIDE: It's tempting to avoid creditor calls when you don't have enough money to pay, but that's a big mistake, said Bruce McClary, spokesman for Clearpoint Financial Solutions, a national credit counseling… **Continue reading** | 4 Comments

Being in debt is very much like being in a thick fog; you know there has to be a way out, but you just cannot see it. Rest assured, there always IS a way out, and by simply taking hold of your financial situation and liabilities, you can start to find your way out. 1. Make a Budget Before you can reduce your spending and reduce your debt, you need to figure… **Continue reading** | 4 Comments

Building good credit is actually rather easy; it just takes time, and careful observation. To help you get on your way to the perfect credit score and a healthy financial record, we have compiled the following list of the top 10 ways to build good credit. 1. Get a Credit Card One easy way to build credit is by simply getting a credit card. Getting approved at a department store, like Wal **Continue reading**